More than a policy: A promise to loved ones.
Insurance Services
Overview: Life insurance provides a financial safety net for your loved ones, ensuring their stability and security after you're gone. Beyond this fundamental protection, our life insurance policies also offer tax benefits that can support your broader financial planning.
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Peace of Mind: Ensure your loved ones are taken care of, from covering funeral costs to replacing lost income or paying off debts.
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Investment Growth: Some of our life insurance products also act as investment tools, allowing your money to grow over time.
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Flexible Payout Options: Beneficiaries can receive a lump sum or opt for staggered payments, depending on their needs.
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Tax-free Death Benefit: Generally, the money your beneficiaries receive as a death benefit is not considered taxable income.
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Tax-deferred Growth: With our whole life and universal life insurance products, any interest, dividends, or capital gains accumulate on a tax-deferred basis.
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Non-taxable Withdrawals: You can access your policy's cash value through loans and withdrawals, which are typically non-taxable if managed properly.
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Estate Planning Benefits: Life insurance can play a critical role in estate planning, potentially reducing or even eliminating estate taxes in certain situations.
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Term Life Insurance: Offers protection for a specified period (like 10, 20, or 30 years) with no investment component.
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Whole Life Insurance: Provides lifelong coverage with an additional savings component, allowing you to build cash value.
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Universal Life Insurance: Offers more flexibility than whole life insurance, enabling adjustments to premiums and death benefits.
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Customized Coverage
From term to indexed universal life, we offer life insurance products that cater to your specific needs.
Secure Retirement
Our tax deferred annuity-based retirement plans and tax free IUL policies ensure you enjoy your golden years without financial stress.
Expert Guidance
Our experienced team provides informed advice, helping you make the best decisions for your future.
OUR BENEFITS
How It Works
We take the hassle out of the process by providing a hassle-free experience that ensures your taxes are done right. Get ready to enjoy a stress-free tax season with our help!
Assessment
Discuss your financial goals and concerns with our experts for a comprehensive analysis.
Plan Design
We tailor insurance and/or retirement plans specifically for you to help you reach your goals
Implementation
Get the best policies from leading companies and annuity plans executed seamlessly with ProTax Plus.
Continuous Review
We periodically review and adjust plans to ensure they remain aligned with your goals.
I was unsure about navigating the maze of life insurance and retirement planning. ProTax Plus provided clarity, ensuring my family’s future is secure and my retirement is well-planned.
Jordan R.
Proud Parent and Future Retiree
Frequently Asked Questions
What’s the difference between term and indexed universal life insurance?
Term life insurance provides coverage for a specified term, while indexed universal life offers lifetime coverage with potential cash value growth linked to market indexes.
What is an annuity and how do they work in retirement planning?
Annuities provide a series of payments in retirement, offering a reliable income source, and potential income for beneficiaries The specifics depend on the type of annuity chosen.